Industry Difference

Comprehensive Financial Planning

Often times, individuals have been on their own to coordinate among their insurance agent, broker, attorney, and tax professional. Too often, these professionals are unaware of the "entire picture" or do not understand how their actions can complicate other aspects of your financial life.

Tido Financial will serve as your personal financial advocate, coordinating, integrating, and evaluating your entire financial life. Together, we can simplify the process of managing life's various and complex financial decisions. We delve into personal goals and values before ever making recommendations to clients. The planning process quantifies the likelihood of reaching your goals and provides valuable tools, where needed, to modify your plans to meet your goals.

There isn't a better team to help take you and your business to the next level.

Tax Expertise

We help clients look ahead and plan for tax savings throughout the years. You will appreciate our understanding of tax laws and accounting methods as we integrate long term planning for tomorrow with tax saving strategies for today.

Our Tax Advisors have over 20 years of combined hands-on tax experience; working with large CPA firms as well as retail tax offices. Many of our advisors have Master's Degrees in Taxation and more importantly, we have helped thousands of happy and satisfied clients. Our strong tax background provide a distinct advantage for Tido Financial clients.

An often overlooked and misunderstood area for investment advisors is tax law and tax planning. We always considers tax consequences when giving advice. From the types of investments held in qualified vs. non-qualified accounts to business entity formation and estate tax implications. Using our complete team's service helps simplify the wealth building and wealth management process.

Investment perspective

You have too much risk with so much of your net worth in just one stock, you need to diversify. Your investments are under performing, and you should switch to a different money manager who has consistently beat the market.

Accounting perspective

Do not sell your company stock or stock options. You will incur large capital gain taxes. If you sell your current investments, you will incur taxes and pay transaction costs.

What makes us different

Both of the perspectives above are correct. We look at you current and projected taxes. We balance this against your retirement goals and other investments.

Money managers often times charge high fees and do not always beat the market. When you consider capital gains tax and management fees, it is difficult to come out ahead with frequent trading. On the other hand, tax considerations are not the only reason to make investment decisions.

Independence

Have you ever wondered why someone recommended a particular insurance company or investment? Investment and insurance brokers are often limited in what they can offer. The may also receive different compensation based upon what they sell you. Tido Financial is not owned or controlled by any insurance or investment company. As we are independent from the pressures of selling particular products or services, it is our goal to provide you with objective advice and to only recommend products, services, and strategies which are most appropriate for you.

Team Approach

The traditional broker-client relationship is a one on one relationship. We believe that a team approach is much more effective for dispensing sound financial advice. Each team member brings a unique perspective and experience to the table when dealing with complex situations. Through this dialogue and conference, specific strategies and consensus emerge.

In addition to the benefits of greater perspective, the team approach ensures that clients are not left with only one person who is familiar with your situation. You can rest assured that someone on the team is always available to answer your questions. Our team always strives to deliver the very best customer experience to you, it is our pleasure to serve you.